Use your benefits without letting insurance drive your care.
Dental Implants With Insurance
The PPO plans we accept — and how we maximize yours
Schedule ConsultationPPO Plans Welcome · We File Your Claim
Dental Implants, And What Insurance Actually Does.
Here's what most offices won't lead with: dental insurance rarely pays for an entire implant case, because almost every plan caps what it pays per year. What it does do is chip in — often on the crown, an extraction, or part of the implant — and that's real money we make sure you don't leave on the table.
We’re in-network with many major PPO plans — the kind of dental plan most people carry through work — we work with out-of-network PPO benefits too, and we verify your benefits and file the claim for you — so your reimbursement is maximized and the paperwork isn’t your problem.
For the part insurance doesn’t cover, our financing options turn it into a monthly payment — and our honest cost page shows exactly what drives the total.
The Practice
This Practice, At A Glance
Coverage depends on your individual plan, its annual maximum, and any waiting periods; we verify your specific benefits at your free consultation. We do not accept Medicare, Medi-Cal/Medicaid, or HMO (DMO) plans for implant procedures.
PPO Plans We Accept
We're in-network with the major PPO plans below, and we work with out-of-network PPO benefits too. We'll confirm exactly what your plan covers before treatment begins.
In-Network PPO Plans
- Delta Dental PPO
- Aetna Dental PPO
- Cigna Dental PPO
- MetLife Dental PPO
- Guardian Dental PPO
- UnitedHealthcare Dental PPO
- Anthem Blue Cross Dental PPO
- Blue Shield of California Dental PPO
Also In-Network
- Principal Dental PPO
- Ameritas Dental PPO
- Humana Dental PPO
- United Concordia Dental PPO
- GEHA Dental PPO
- Sun Life Dental PPO
- Dental Network of America (DNoA) PPO
- Out-of-network PPO plans welcome
We'll verify your benefits and file the claim either way.
Being in-network with a carrier does not guarantee a given plan covers implants; benefits vary by policy. We verify your specific coverage before treatment.
Flexible Monthly Payments
Compare Four Lenders, Not Just One
Each lender approves a different profile, so patients with excellent, good, or still-rebuilding credit often find a workable option. Prequalifying takes minutes and doesn't affect your credit score.
Popular for healthcare; promotional financing periods available.(opens in a new tab)
Fast soft-check prequalification with flexible terms.(opens in a new tab)
Built for larger treatment plans and longer terms.(opens in a new tab)
Fixed-rate personal loans for medical and dental care.(opens in a new tab)
Financing is provided by third-party lenders and is subject to their credit approval; rates and terms are set by the lender. Prequalifying is a soft check and does not affect your credit score.
What Your Plan WillAnd Won't Cover
Does dental insurance cover dental implants?
Many PPO dental plans cover part of implant treatment — often the crown, an extraction, or a portion of the implant itself — but almost never the whole thing, because most plans cap what they pay per year (a yearly maximum, commonly around $1,000 to $2,000). So the realistic picture is partial coverage from insurance, with financing covering the balance. We verify your exact benefits before you commit and file the claim for you to capture every dollar you're owed.
Does Delta Dental (or Aetna, Cigna, MetLife) cover implants?
We're in-network with Delta Dental, Aetna, Cigna, MetLife, Guardian, UnitedHealthcare, Anthem Blue Cross, Blue Shield of California and several others. Whether your specific plan covers implants — and how much — depends on your individual policy, its annual maximum, and any waiting periods. That's why we check your actual benefits at your free consultation rather than guessing from the carrier name.
What is an annual maximum, and why does it matter for implants?
Your annual maximum is the most your dental plan will pay toward your care in a single benefit year — often $1,000 to $2,000. Because implant treatment usually costs more than that cap, insurance typically covers a portion and you handle the rest, frequently through financing. It is worth knowing how common that wall is: in a 2025 national survey by the CareQuest Institute for Oral Health, 46% of adults who reached their plan's annual maximum said it stopped them seeking further treatment. Knowing the number in advance is what keeps it from deciding for you. One practical tip we'll walk you through: for larger cases, sometimes staging treatment across two benefit years lets you use two annual maximums.
What if you're out of network with my plan?
We also work with out-of-network PPO benefits, and we file the claim either way. Many PPO plans still reimburse a meaningful share of out-of-network care, so it's worth letting us verify what your plan actually pays before you assume it won't help.
Does medical insurance ever cover implants?
Occasionally. When tooth loss or jaw reconstruction is tied to trauma, a medical condition, or a documented medical necessity, portions of treatment may qualify under medical rather than dental insurance. It's plan-specific and not the norm, but we'll help you explore whether it applies to your situation.
Do you accept Medicare, Medi-Cal, or HMO plans?
We're currently unable to accept Medicare, Medi-Cal/Medicaid, or HMO (DMO) plans for implant procedures. Our financing options help many patients in those situations move forward affordably — see our dental implant financing page for how the monthly numbers work.
Still weighing your options? Learn more about full mouth dental implants or schedule a free consultation.
After The Benefits Check
From Patients Who Brought Their Insurance Card In
Our patients wrote these, and we cannot edit a word. The rating beside them counts every review on our Google profile — not only the five-star ones shown here.
Shiv Ahuja
I am very happy with my experience at Center for Implant Dentistry I had multiple multiple dental implant on, and the result are amazing. The team delivered exactly what they promised, and even completed my treatment earlier than expected. I was so happy to get my teeth on the same day. The doctors and staff are wonderful, friendly and caring. I had such a great experience that I even brought my whole family here highly recommended this place.
Vijay Khiroya
I got my full mouth treatment done from this place the result was very good dr Jain and dr Gupta knowledgeable doctor I found through ai this place I came from Santa Cruz to Fremont to do my full mouth surgery and then I bring my wife for 5 implant surgery she is also very happy thanks center for implant dentistry
P. Chavez
I couldn't have asked for a better experience or result! From Dr. Jain and Dr. Gupta and the entire staff, you are in absolutely great hands! I would wholeheartedly recommend them 100%, time and time again. They're absolutely amazing! Thank you so much C.f.I.D! 💯🙏❤️
sergio valdez
(Translated by Google) Very happy with the service and the attention from the staff (Original) Muy contento con el servicio y la atencion del personal
Romario Hernandez
Mom did Inplants came out perfect and she loves them. Highly recommend. Also great with kids
Vi Tran
Amazing place I am Chinese patient they arrange a Chinese translator for me explained everything over FaceTime explained treatment detailed . I did my lower jaw treatment next day come do my smile design take measure and next day surgery then very next day I get my final teeth I am very happy for my smile thanks dr Jain dr Gupta and center for implant dentistry .
Luzdey Parada Lopez
Very Giid Experience for this place I came from my implant and bridge first they see me right away dr Jain came explain process very well one guy took my ct scan explain the whole process then dr Jain explain everything very details my implant done same day then I came for my bridge that was also good amazing experience result was very . I love this place and very positive vibes . Thank you everyone ❤️
Ali Ali
Excellent place knowledgeable doctors my whole family came for dental implant treatment here very good results I am very happy Center for Implant Dentistry deserves good reviews I very happy my lot of family friend did full mouth treatment for this place excellent job
Verginita Yost
I am very happy this place long time ago i did my upper jaw treatment from thus place its very result came so i decide move forward with my lower jaw teeth from this place dr jain and dr gupta make me feel comfortable i ak so happy my smile is beautiful I recommend this place atleast come for consultation and meet doctors
Ray C
Great service
Kim Chavez
My son has problems with his teeth for so many years until today. He finally got his new teeth. It looks wonderful. You should try it. You won’t be sorry from a loving mothers view.
Neil Cimino
I came into the office not knowing what to expect. I have had partials on my upper and lower teeth for years and been frustrated with the fit changing, parts falling off etc. so when I came to get a quote on implants I was hopeful. This place surpasses all that I could imagine. After the consult, I had my first appointment the next day. 3 days later I had all my teeth extracted. On the fifth day I had my new teeth. Unbelievable. I feel 20 years younger. Highly recommend. 5 Stars easy would give 10 if it was available.
Reviews are individual patient experiences, shown as posted. Results vary from person to person.
Let's Verify Your Benefits. Free Consultation & Claim Filing
Clinically reviewed by
Updated
Dr. Sam Jain, DMD, MSImplant Surgeon, Implantologist & Founder
Dr. Arpana Gupta, DDS, MDSImplant Surgeon & Implantologist
Their review covers the treatment description, candidacy, timelines, risks and aftercare.
- Apart from the fixed All-on-4 fee, fees vary with your anatomy and treatment plan; your written quote after an exam and 3D scan is the number that binds us.