Use your benefits without letting insurance drive your care.
Dental Implants With Insurance
The PPO plans we accept — and how we maximize yours
Schedule ConsultationClinically reviewed by Dr. Sam Jain, DMD, MS and Dr. Arpana Gupta, DDS, MDSUpdated
PPO Plans Welcome · We File Your Claim
Dental Implants, And What Insurance Actually Does.
Here's what most offices won't lead with: dental insurance rarely pays for an entire implant case, because almost every plan caps what it pays per year. What it does do is chip in — often on the crown, an extraction, or part of the implant — and that's real money we make sure you don't leave on the table.
We’re in-network with many major PPO plans — the kind of dental plan most people carry through work — we work with out-of-network PPO benefits too, and we verify your benefits and file the claim for you — so your reimbursement is maximized and the paperwork isn’t your problem.
For the part insurance doesn’t cover, our financing options turn it into a monthly payment — and our honest cost page shows exactly what drives the total.
The Practice
This Practice, At A Glance
Coverage depends on your individual plan, its annual maximum, and any waiting periods; we verify your specific benefits at your free consultation. We do not accept Medicare, Medi-Cal/Medicaid, or HMO (DMO) plans for implant procedures.
PPO Plans We Accept
We're in-network with the major PPO plans below, and we work with out-of-network PPO benefits too. We'll confirm exactly what your plan covers before treatment begins.
In-Network PPO Plans
- Delta Dental PPO
- Aetna Dental PPO
- Cigna Dental PPO
- MetLife Dental PPO
- Guardian Dental PPO
- UnitedHealthcare Dental PPO
- Anthem Blue Cross Dental PPO
- Blue Shield of California Dental PPO
Also In-Network
- Principal Dental PPO
- Ameritas Dental PPO
- Humana Dental PPO
- United Concordia Dental PPO
- GEHA Dental PPO
- Sun Life Dental PPO
- Dental Network of America (DNoA) PPO
- Out-of-network PPO plans welcome
We'll verify your benefits and file the claim either way.
Being in-network with a carrier does not guarantee a given plan covers implants; benefits vary by policy. We verify your specific coverage before treatment.
Flexible Monthly Payments
Compare Four Lenders, Not Just One
Each lender approves a different profile, so patients with excellent, good, or still-rebuilding credit often find a workable option. Prequalifying takes minutes and doesn't affect your credit score.
Popular for healthcare; promotional financing periods available.(opens in a new tab)
Fast soft-check prequalification with flexible terms.(opens in a new tab)
Built for larger treatment plans and longer terms.(opens in a new tab)
Fixed-rate personal loans for medical and dental care.(opens in a new tab)
Financing is provided by third-party lenders and is subject to their credit approval; rates and terms are set by the lender. Prequalifying is a soft check and does not affect your credit score.
What Your Plan Will And Won't Cover
Does dental insurance cover dental implants?
Many PPO dental plans cover part of implant treatment — often the crown, an extraction, or a portion of the implant itself — but almost never the whole thing, because most plans cap what they pay per year (a yearly maximum, commonly around $1,000 to $2,000). So the realistic picture is partial coverage from insurance, with financing covering the balance. We verify your exact benefits before you commit and file the claim for you to capture every dollar you're owed.
Does Delta Dental (or Aetna, Cigna, MetLife) cover implants?
We're in-network with Delta Dental, Aetna, Cigna, MetLife, Guardian, UnitedHealthcare, Anthem Blue Cross, Blue Shield of California and several others. Whether your specific plan covers implants — and how much — depends on your individual policy, its annual maximum, and any waiting periods. That's why we check your actual benefits at your free consultation rather than guessing from the carrier name.
What is an annual maximum, and why does it matter for implants?
Your annual maximum is the most your dental plan will pay toward your care in a single benefit year — often $1,000 to $2,000. Because implant treatment usually costs more than that cap, insurance typically covers a portion and you handle the rest, frequently through financing. It is worth knowing how common that wall is: in a 2025 national survey by the CareQuest Institute for Oral Health, 46% of adults who reached their plan's annual maximum said it stopped them seeking further treatment. Knowing the number in advance is what keeps it from deciding for you. One practical tip we'll walk you through: for larger cases, sometimes staging treatment across two benefit years lets you use two annual maximums.
What if you're out of network with my plan?
We also work with out-of-network PPO benefits, and we file the claim either way. Many PPO plans still reimburse a meaningful share of out-of-network care, so it's worth letting us verify what your plan actually pays before you assume it won't help.
Does medical insurance ever cover implants?
Occasionally. When tooth loss or jaw reconstruction is tied to trauma, a medical condition, or a documented medical necessity, portions of treatment may qualify under medical rather than dental insurance. It's plan-specific and not the norm, but we'll help you explore whether it applies to your situation.
Do you accept Medicare, Medi-Cal, or HMO plans?
We're currently unable to accept Medicare, Medi-Cal/Medicaid, or HMO (DMO) plans for implant procedures. Our financing options help many patients in those situations move forward affordably — see our dental implant financing page for how the monthly numbers work.
Still weighing your options? Learn more about full mouth dental implants or schedule a free consultation.
After The Benefits Check
From Patients Who Brought Their Insurance Card In
Our patients wrote these, and we cannot edit a word. The rating beside them counts every review on our Google profile — not only the five-star ones shown here.
prajwol Basnet
I recently had my 2 implant treatment here and I’m very happy with the results. Dr. Jain and Dr. Gupta are very experienced and explained everything clearly, which made me feel comfortable throughout the treatment. I was also really impressed that they have an in-house lab, so everything is done under one roof. A friend recommended this place to me, and I’m glad I came here. Everyone was welcoming and professional, and overall I had a very good experience. Definitely recommend!
Frank Chang
I did my implant they did same day I am very process very smooth and fast dr Jain and Dr Gupta has lot of experience very good and knowledgeable doctors I recommend this implant center I came with lot of pain yesterday they finish process same day
M Welch
⭐⭐⭐⭐⭐ I cannot say enough wonderful things about the Center for Implant Dentistry! From the moment I walked through the door until the moment I walked out with my beautiful new smile, I felt welcomed, cared for, and confident that I was in the right hands. I had All-on-6 full upper and lower implants. Dr. Jain and Dr. Gupta are incredibly talented at what they do. They didn’t just give me new teeth — they gave me a new lease on life. Seeing my new smile for the first time was emotional, and I honestly couldn’t be happier with the end result. The amount of skill, care, and attention to detail that went into my treatment was incredible. The entire staff was amazing from beginning to end. Everyone was welcoming, patient, kind, and made me feel comfortable throughout the whole process. Having major dental work done can be scary, but they took such great care of me every step of the way. I walked in hoping to get my smile back, and I walked out with more confidence than I could have imagined. I can smile again without trying to hide my teeth, and that means more to me than I can put into words. Thank you, Dr. Jain, Dr. Gupta, and the entire Center for Implant Dentistry team for giving me my smile and my confidence back. You truly changed my life, and I will forever be grateful. If you are considering dental implants and are nervous or unsure about taking that first step, I wholeheartedly recommend Center for Implant Dentistry. My only regret is that I didn’t do this sooner! ⭐⭐⭐⭐⭐ A truly life-changing experience.
Samyak Jain
I had been hiding my smile for a long time. Eating was difficult, smiling in photos felt uncomfortable, and little by little it started affecting my confidence in ways I did not even realize. Walking into Center for Implant Dentistry, I was hopeful, but also nervous. This was a big decision for me. Now, when I look in the mirror, I do not just see new teeth. I see my confidence coming back. I can smile freely again, eat comfortably, and feel like myself again. That is something I will always be grateful for. I highly recommend Center for Implant Dentistry to anyone thinking about dental implants. This place did not just change my smile. It changed how I feel about myself. I visited again this Implant Center for checkups and the whole staff is lovely.
mohammad omar mohammadi
I am very I came yesterday my missing teeth they did surgery immediately and I got my tooth immediately very profession I am very happy I am very scared before that because I have missing teeth in front but they fix it write away Thank you dr Jain and dr Gupta I recommend this implant center
Emerson Salvador
They did an amazing job with my dental implants and gave me a new smile that enhanced my confidence. They have great customer service and were really informative.
Lady Gemini
They did excellent work on my brother Bring your mother, your sister, your brother they do excellent work and they’re very patient and they make you look beautiful. There’s a picture.
Jessica To
Amazing center I did my full mouth dental implant treatment long time 8 year almost no problem I am very happy this implant center is amazing they have in-house the power of making teeth I very very happy . Highly recommend if somebody wants implant
james wells
I am very happy for this place I did my full mouth dental implant treatment from this place 5 year ago and result xame very good my teeth looks very natural I coming from all way from Sacramento the reason for choosing this place because they have everything under one roof every expertise under one roof engineering surgical experience manufacturing facility because this kind of treatment needs expertise who have good experience and dr jain and dr Gupta is amazing When I got my final teeth I feel like that moment is glimpse of eternity Very happy
Vincent Betar
The entire staff here are really amazing from the receptionist to the doctors who perform an amazing transformation of my teeth and my facial expressions. I feel very grateful for the work done and very satisfied. I highly recommend center for Implant dentistry sincerely. Vince Betar.
T A
Left a 5-star rating for Center for Implant Dentistry.
YIN OO
I am very happy this place amazing somebody wants Inplant highly recommend at least go for Consultation de Jain and dr Gupta explain very well I did my immediate implant treatment result came out very good
Reviews are individual patient experiences, shown as posted. Results vary from person to person.
Let's Verify Your Benefits. Free Consultation & Claim Filing
Insurance and network details on this page were last updated on . Apart from the fixed All-on-4 fee, fees vary with your anatomy and treatment plan; your written quote after an exam and 3D scan is the number that binds us.
Clinical information on this page — the treatment description, candidacy, timelines, risks and aftercare — was reviewed by Dr. Sam Jain, DMD, MS & Dr. Arpana Gupta, DDS, MDS. Your options can only be determined after an in-person examination and a 3D scan.