Use your benefits without letting insurance drive your care.
Dental Implants With Insurance
The PPO plans we accept — and how we maximize yours
Schedule ConsultationPPO Plans Welcome · We File Your Claim
Dental Implants, And What Insurance Actually Does.
Here's what most offices won't lead with: dental insurance rarely pays for an entire implant case, because almost every plan caps what it pays per year. What it does do is chip in — often on the crown, an extraction, or part of the implant — and that's real money we make sure you don't leave on the table.
We’re in-network with many major PPO plans — the kind of dental plan most people carry through work — we work with out-of-network PPO benefits too, and we verify your benefits and file the claim for you — so your reimbursement is maximized and the paperwork isn’t your problem.
For the part insurance doesn’t cover, our financing options turn it into a monthly payment — and our honest cost page shows exactly what drives the total.
The Practice
This Practice, At A Glance
Coverage depends on your individual plan, its annual maximum, and any waiting periods; we verify your specific benefits at your free consultation. We do not accept Medicare, Medi-Cal/Medicaid, or HMO (DMO) plans for implant procedures.
PPO Plans We Accept
We're in-network with the major PPO plans below, and we work with out-of-network PPO benefits too. We'll confirm exactly what your plan covers before treatment begins.
In-Network PPO Plans
- Delta Dental PPO
- Aetna Dental PPO
- Cigna Dental PPO
- MetLife Dental PPO
- Guardian Dental PPO
- UnitedHealthcare Dental PPO
- Anthem Blue Cross Dental PPO
- Blue Shield of California Dental PPO
Also In-Network
- Principal Dental PPO
- Ameritas Dental PPO
- Humana Dental PPO
- United Concordia Dental PPO
- GEHA Dental PPO
- Sun Life Dental PPO
- Dental Network of America (DNoA) PPO
- Out-of-network PPO plans welcome
We'll verify your benefits and file the claim either way.
Being in-network with a carrier does not guarantee a given plan covers implants; benefits vary by policy. We verify your specific coverage before treatment.
Flexible Monthly Payments
Compare Four Lenders, Not Just One
Each lender approves a different profile, so patients with excellent, good, or still-rebuilding credit often find a workable option. Prequalifying takes minutes and doesn't affect your credit score.
Popular for healthcare; promotional financing periods available.(opens in a new tab)
Fast soft-check prequalification with flexible terms.(opens in a new tab)
Built for larger treatment plans and longer terms.(opens in a new tab)
Fixed-rate personal loans for medical and dental care.(opens in a new tab)
Financing is provided by third-party lenders and is subject to their credit approval; rates and terms are set by the lender. Prequalifying is a soft check and does not affect your credit score.
What Your Plan WillAnd Won't Cover
Does dental insurance cover dental implants?
Many PPO dental plans cover part of implant treatment — often the crown, an extraction, or a portion of the implant itself — but almost never the whole thing, because most plans cap what they pay per year (a yearly maximum, commonly around $1,000 to $2,000). So the realistic picture is partial coverage from insurance, with financing covering the balance. We verify your exact benefits before you commit and file the claim for you to capture every dollar you're owed.
Does Delta Dental (or Aetna, Cigna, MetLife) cover implants?
We're in-network with Delta Dental, Aetna, Cigna, MetLife, Guardian, UnitedHealthcare, Anthem Blue Cross, Blue Shield of California and several others. Whether your specific plan covers implants — and how much — depends on your individual policy, its annual maximum, and any waiting periods. That's why we check your actual benefits at your free consultation rather than guessing from the carrier name.
What is an annual maximum, and why does it matter for implants?
Your annual maximum is the most your dental plan will pay toward your care in a single benefit year — often $1,000 to $2,000. Because implant treatment usually costs more than that cap, insurance typically covers a portion and you handle the rest, frequently through financing. It is worth knowing how common that wall is: in a 2025 national survey by the CareQuest Institute for Oral Health, 46% of adults who reached their plan's annual maximum said it stopped them seeking further treatment. Knowing the number in advance is what keeps it from deciding for you. One practical tip we'll walk you through: for larger cases, sometimes staging treatment across two benefit years lets you use two annual maximums.
What if you're out of network with my plan?
We also work with out-of-network PPO benefits, and we file the claim either way. Many PPO plans still reimburse a meaningful share of out-of-network care, so it's worth letting us verify what your plan actually pays before you assume it won't help.
Does medical insurance ever cover implants?
Occasionally. When tooth loss or jaw reconstruction is tied to trauma, a medical condition, or a documented medical necessity, portions of treatment may qualify under medical rather than dental insurance. It's plan-specific and not the norm, but we'll help you explore whether it applies to your situation.
Do you accept Medicare, Medi-Cal, or HMO plans?
We're currently unable to accept Medicare, Medi-Cal/Medicaid, or HMO (DMO) plans for implant procedures. Our financing options help many patients in those situations move forward affordably — see our dental implant financing page for how the monthly numbers work.
Still weighing your options? Learn more about full mouth dental implants or schedule a free consultation.
After The Benefits Check
From Patients Who Brought Their Insurance Card In
Our patients wrote these, and we cannot edit a word. The rating beside them counts every review on our Google profile — not only the five-star ones shown here.
Leonarda Acidera
I did a lot of research before choosing a doctor for my dental implant treatment. After comparing different options, including ClearChoice, I decided to visit Dr. Jain. He explained the entire All-on-8 treatment process in detail and made me feel much more confident about my decision. One thing that really impressed me was that they have their own in-house dental lab, which makes the entire process more convenient and efficient. Dr. Jain and his team pay attention to every detail. They don’t just focus on completing the treatment; they also make sure the final smile looks beautiful and natural. I am very happy with my experience and the results. I highly recommend Dr. Jain and the Center for Implant Dentistry to anyone considering full-mouth dental implants I choose right away I don’t because I thought dr Jain has a great knowledge in implntology over 20 year experience .
Daniel Wise
I had an absolutely exceptional experience at Center for Implant Dentistry in Fremont, and I genuinely believe this amazing team deserves special recognition. Before deciding where to get my dental implants, I spent a lot of time researching different providers and treatment options. Having had dental implants before, I knew how important it was to choose experienced, qualified professionals. This wasn't a decision I took lightly, and I'm so glad I chose this team. I want to give a heartfelt thank-you to Dr. Jain, Dr. Gupta, and the entire clinical staff. Because my dental situation was particularly complex and far from a typical case, my surgery started around 5:00 PM and didn't finish until approximately 2:30 AM the next morning. That's nearly nine and a half hours! What truly impressed me wasn't just how long they worked, but the patience, professionalism, and dedication they showed every step of the way. I especially want to recognize the staff members who stayed with the doctors throughout those long hours. Their hard work, care, and commitment were just as important to my experience, and they absolutely deserve recognition. I truly appreciate everything they did. Today marks exactly one week since my surgery, and I've already received my new teeth. I'm extremely happy with how they look and with my experience so far. I understand that healing takes time, but everything up to this point has been wonderful. To Dr. Jain, Dr. Gupta, and every single member of the team, thank you from the bottom of my heart. My family and I are incredibly grateful for the care and dedication you've shown me. You've earned not only my gratitude, but also my genuine respect. I couldn't be happier with my decision to trust this team with my smile!
Nadia Ahmadi
Very professional team speacilly dr Jain and Dr Gupta highly recommended this clinic for every one.
Akhilesh Mittal
I went to Dr Arpana and Dr Sambhav in an emergency requiring extraction of multiple teeth and a dental implant. They accommodated me in their busy schedule and took good care of me. They have the entire setup (3D X-ray, implants, crown etc) and I didn’t have to run to multiple people for my treatment. I was treated very professionally and I felt cared for. Highly recommend them. I referred my family and they have had very positive experience as well. A big thumbs up on the quality of service!
Nelson Tumanda
2 implants upper front Amazing results!!
Art Cabling
I waiting for long to post this review I want to see my result after year how is my implant I feel natural or not but result was very I feel my natural teeth I did my front teeths implant from this place amazing result my smile looks natural I am very happy Thank you center for Implant dentistry I feel heartiest thanks for this place and Higly Recommended
Tan Pham
I saw a this place searching from ChatGPT and found this place read lot about this place doctor experience so found this place is good for doing my implant one stop shop every thing in-house manufacturing surgery designing I am very glad found this place . My implant result was also came good . Thanks Dr Jain, Dr Gupta and entire team
Chin Choo
The implant was fast and great!
Sudhir Kolli
Came here mainly based on excellent Google reviews. Glad I did. Doctor was able to accommodate my extraction and implant in some what emergency basis late hours. The whole process took about 3 hrs.. the procedure was done without any pain. Instructions were clear for the postoperative. Highly recommend this clinic.
rinettebond
We’re so happy we found Center of Implant Dentistry, we travelled all the way from Las Vegas to the Bay Area specifically for my Dad’s upper implant procedure (after he received some inferior quotes in Nevada that made him uncomfortable) so I did some research and found Dr Jain & Dr Gupta And from the very first visit we were so happy with the experience they were very accommodating and friendly and supportive throughout the whole process. From the very first consultation we knew we found the right place for my dad’s implants, 🤗Center of Implant Dentistry really specialize in all they do and is a full one stop shop, my dad’s experience was super pleasant and the staff was so great, it was easy to book an appt and schedule his procedure, it was so simple, easy and pain free for my Dad, he had a very quick and easy healing process compared to other friends he knows that got the same. We’re overall so happy with Dr Jain and Dr Gupta for their care and appreciate them for accommodating my Dad until he feels his very best and the most confident with his new smile. Highly recommend, we’ll surely be letting his friends know as well 5 stars
Kenishia Brown
This was a roller coaster of emotions the Team was excellent and genuinely cares about the patients definitely recommend the center if you want a great smile and experience if anyone is looking for same day dental implant treatment this is the place. These doctors their team are amazing , caring and truly changes lives . I am very happy ❤️
Jeff H (Bubba)
They treat me like I'm family here. I've been seeing Dr Jain and Dr Gupta for over 13 years and won't go anywhere else.
Reviews are individual patient experiences, shown as posted. Results vary from person to person.
Let's Verify Your Benefits. Free Consultation & Claim Filing
Clinically reviewed by
Updated
Dr. Sam Jain, DMD, MSImplant Surgeon, Implantologist & Founder
Dr. Arpana Gupta, DDS, MDSImplant Surgeon & Implantologist
Their review covers the treatment description, candidacy, timelines, risks and aftercare.
- Apart from the fixed All-on-4 fee, fees vary with your anatomy and treatment plan; your written quote after an exam and 3D scan is the number that binds us.